These Terms and Conditions govern your use of the Farenquoliva website and services. By accessing or using our site, you agree to these terms. If you disagree with any part, discontinue use immediately.

March 25, 2026

Acceptance

Using our website constitutes your acceptance of these Terms and Conditions in full. We reserve the right to modify these terms at any time. Your continued use after modifications indicates acceptance of revised terms. Review this page regularly to stay informed of current terms.

Definitions

The following terms have specific meanings throughout these Terms and Conditions.

• Site refers to the Farenquoliva website, all pages, content, features, and services available at farenquoliva.sbs and associated subdomains.
• We, us, and our refer to Farenquoliva, the operator of this website and provider of household budget information and resources.
• You and user refer to any person or entity accessing, browsing, or using the Farenquoliva website or services in any capacity.
• Content includes all text, images, graphics, templates, tools, and materials available through our website.

Permitted Use

You may access our website for personal, non-commercial purposes related to household budget management. Download templates and resources for your own household use. You may not redistribute, resell, or commercially exploit our content without written permission.

Eligibility

Our website is intended for users eighteen years or older. By using this site, you confirm you meet the age requirement and have legal capacity to enter into these Terms and Conditions.

Users under eighteen require parental consent.

User Responsibilities

You agree to specific responsibilities when using our website and accessing our information.

• Provide accurate information when submitting contact forms, subscribing to updates, or communicating with us through any channel.
• Maintain confidentiality of any account credentials if we implement user accounts in future. Notify us immediately of unauthorized access.
• Use information and resources responsibly for their intended purpose of household budget management and financial organization.
• Refrain from activities that harm website functionality, access, or experience for other users or violate applicable laws.

Prohibited Activities

The following activities are strictly prohibited when using our website.

• Attempting to gain unauthorized access to website systems, other user accounts, or computer systems connected to the site.
• Using automated systems, bots, or scrapers to extract content, data, or information from the website without explicit permission.
• Transmitting viruses, malware, or other malicious code that could damage or disrupt website operation or user devices.
• Impersonating Farenquoliva, our representatives, or other users in communications or through fraudulent use of our branding.
• Using content for purposes unrelated to personal household budget management or in ways that violate intellectual property rights.

Intellectual Property Rights

All website content including text, graphics, templates, tools, logos, and materials remain the property of Farenquoliva or licensed content providers. You receive limited permission to access and use content for personal household purposes. This does not transfer ownership rights. You may not reproduce, distribute, modify, or create derivative works without written permission.

User Submissions

If you submit feedback, suggestions, testimonials, or other content to Farenquoliva through contact forms or other means, you grant us permission to use that content for website improvement and promotional purposes without compensation or attribution requirements.

Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, and protect personal information. The Privacy Policy is incorporated into these Terms by reference. By agreeing to these Terms, you also agree to the Privacy Policy. Privacy Policy

Information Disclaimer

Critical limitations apply to information provided on this website. Read carefully and ensure you understand.

Limitation of Liability

To the fullest extent permitted by law, Farenquoliva and its operators are not liable for any damages arising from website use, inability to use the site, or reliance on information provided. This includes direct, indirect, incidental, consequential, or punitive damages.

Indemnification

You agree to indemnify and hold harmless Farenquoliva, its operators, and affiliates from any claims, damages, or expenses arising from your use of the website, violation of these Terms, or infringement of third-party rights.

Dispute Resolution Procedures

Disputes arising from these Terms or website use will be resolved through specific procedures outlined below.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of South Africa. Courts of South Africa have exclusive jurisdiction over disputes not subject to arbitration.

Termination

We may terminate or suspend your access to the website immediately, without prior notice, for conduct that violates these Terms or is harmful to other users, us, or third parties. All provisions that should survive termination will remain in effect.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes become effective immediately upon posting to the website. Your continued use after modifications constitutes acceptance. Material changes will be highlighted prominently.

Severability

If any provision of these Terms is found unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary. Remaining provisions continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with the Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and Farenquoliva regarding website use.

Contact Information

For questions about these Terms and Conditions, contact us using the information below.